Mutual Self-Help Housing

Mutual Self-Help Housing

Serving Kitsap and Mason Counties

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Build Your Own Home with Housing Kitsap

Home ownership made affordable through the Mutual Self-Help Housing program, where individuals and families build their own homes with a group of their neighbors. Staff guides each group of home buyer-builders through the home loan process and through the build process from start to finish. 


No construction experience necessary! 


The Mutual Self-Help Program requires participants (group members) to work together under the guidance of Housing Kitsap to build each other’s homes. The group members perform 65% of the construction work during the building process known as “sweat equity”. The group members commitment requires up to 35 hours per week for a timeframe spanning 12 to 14 months. There are no exceptions in completing your weekly required hours. Your volunteer(s) can help with a portion of your weekly hours, however if your volunteers do not show up, you will be responsible for all of your weekly hours. Sponsors are allowable for person(s) with disabilities, please contact us for more information.


Make home ownership a reality today by calling 360-535-6139 or emailing SelfHelpWaitlist@housingkitsap.org for information and free application packet.

  • How Can I Volunteer with the Construction Team?

    Give any one of our site supervisors a call to get started volunteering. It is free with a super-easy setup process (Just walk through a sign-in sheet and safety talk). 


    Joe Guseman: (360) 265-3693 (Allyn)

    Chris Evertz: (360) 801-9250 (Port Orchard)

    Jeff Anema: (360) 620-1610 (Port Orchard)


    No experience necessary! 

  • Who Can Build With Self-Help Housing?

    Income-eligible applicants participate in groups of 8-12 families who build all the homes in the group together, with assistance from Housing Kitsap site supervisors. Mortgage payments are subsidized through USDA-RD, based on total household income, to ensure affordable homeownership for hardworking families and individuals.

  • Energy Efficiency Standards

    Because of our commitment to building energy-efficient and environmentally friendly dwellings, we are always improving the floor plans we offer. 


    Energy-efficient appliances, advanced framing techniques, high-value insulation, high-performance windows and other techniques combined with air leakage testing and sealing ensure our homes are energy efficient and sustainable. 


    All of these features make for better air quality and lower energy and water costs for the home owner.

Income Limits Flyer

Ready to Apply? 

Application Change of Information for Waitlist Frequently Asked Questions Sample Personalization List Sample Tools Checklist

Our documents have been updated, as of July 18, 2024. We will no longer be accepting the older applications. Find our new application above!

Riverstone - Groups 3 & 4 - NEW PLANS COMING SOON!

Riverstone, Port Orchard Floorplans

Plans and Engineering Building Group Members acknowledge having had the opportunity to seek independent review and inspection of the house plans, engineering and specifications offered by Housing Kitsap, and by signing the Group Labor Agreement, do hereby waive the right to further review and inspection by a licensed professional in the State of Washington.

The 1068| Riverstone, Port Orchard

1068 Sq.Ft.

1 Story Ranch

2 Bedrooms

1 Bathrooms

1 Car Garage

The 1197 | Riverstone, Port Orchard

1197 Sq.Ft.

1 Story Ranch

3 Bedrooms

2 Bathrooms

2 Car Garage

The 1237 | Riverstone, Port Orchard

1237 Sq.Ft.

1 Story Rambler

3 Bedrooms

2 Bathrooms

1 Car Garage

The 1250| Riverstone, Port Orchard

1250 Sq.Ft.

1 Story Ranch

3 Bedrooms

2 Bathrooms

1 Car Garage

The 1382 | Riverstone, Port Orchard

1382 Sq.Ft.

1 Story Ranch

4 Bedrooms

2 Bathrooms

1 Car Garage


Note: Not every floorplan fits on every lot. We will review your options with you upon pre-approval for a build group. All floorplans are subject to change. Floorplans are updated periodically, keep an eye out for new ones!


Developments Under Construction

Harold Dr. SE,  Port Orchard


Plat Map

E Wheelwright St. N.,  Allyn


Plat Map

Lakeland, Allyn

Coming in 2025.


Ask About Homeownership

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