Housing Kitsap
Home Home Ownership Program Down Payment Assistance

Down Payment Assistance


Attention: Down Payment Assistance funds are not available at this time.

Housing Kitsap sometimes has Community Development Block Grant (CDBG) funds, Housing Opportunities Made Equal (HOME) funds and Department of Commerce Housing Trust Funds (HTF) to be used for assisting first-time homebuyers in the purchase of a home. The homebuyer must meet income eligibility of less than 80% of Kitsap County median income guidelines, as established by HUD. These funds may be used with 50% matching funds for down payment and/or 100% of reasonable closing costs up to a maximum of $20,000.00 for property located within Kitsap County, excluding the City of Bremerton.


To qualify for this program, first-time homebuyers should contact any Mortgage Lender. The Lender will provide Housing Kitsap with the necessary documents to determine eligibility for this program. If your mortgage lender is not familiar with the Down Payment Assistance Program, they may contact Housing Kitsap at (360)-535-6139 for further information.